TIPS TO AVOID A PONZI SCHEME

• As with all investments, exercise due diligence in selecting investments and the people with whom you invest.
• Make sure you fully understand the investment before you invest your money.

TIPS TO AVOID A PYRAMID SCHEME

• Be wary of "opportunities" to invest your money in franchises or investments that require you to bring in subsequent investors to increase your profit or recoup your initial investment.
• Independently verify the legitimacy of any franchise or investment before you invest.