TESTIMONIAL

I received a call "This is John, and I'm calling from the Security and Fraud Department at VISA."

"My Badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card, which was issued by your bank. Did you purchase an Anti-Telemarketing Device for $497.99 from an online Marketing company based in Arizona?"

I replied "no." the caller said, "Then we will be issuing a credit to your account This is a company we have been watching and the charges range from $297 to $497 just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (he repeated my address) and said "Is that correct?"

I said "yes." The caller said "I will be starting a Fraud investigation. If you have any questions, you should call the 1.800 number listed on the back of your card and ask for Security. You will need to refer to this Control Number 447569." He said, "Do you need me to read it again?" I wrote down the number and then he said he needed to verify that I was in possession of my card. He asked me to "turn my card over and look for some numbers." "There are seven numbers: the first four are part of your card number, the next three are the security numbers that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card."

He asked me to read to him the three numbers, which I did. He said, "that is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?" I replied "No". He thanked me and said "don't hesitate to call back if you do" and hung up.

After that I noticed several charges on my card that I didn't make, I don't know how they originally got my card number and address, but I gave them the three digit number to help them make online purchases.